Kershaw County property record for 5 Desert Rose Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,350 sqft · built 2016 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,127 (Jan 2020) |
| Tax Bill | $1,185 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 307-00-00-002-SKH |
| Primary APN | 307-00-00-002-SKH |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,350 sqft Gross Area |
| Gross Area | 1,812 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | 867 |
|---|---|
| Old Parcel Number | 307-00-00-002 SKH |
| Street Address | 5 DESERT ROSE CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LONGVIEW SUBDIV NORTH LOT 2 |
| Legal Subdivision | LONGVIEW SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970907 |
5 Desert Rose Ct is owned and occupied by an individual who acquired it in January 2020.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 DESERT ROSE CT, ELGIN, SC 29045-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Loan Modification, Mortgage PENNYMAC |
| Jan 29, 2020 | Warranty Deed, Transfer RAPID MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Deed Document Number | 0004160137 |
| Deed Book / Page | 4160 / 137 |
| Last Transfer Date | Jan 29, 2020 |
| Transfer Doc | 0000000823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 5 DESERT ROSE CT, ELGIN, SC 29045-7002 |
| Document Number | 0000009875 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 DESERT ROSE CT ELGIN SC 290457002, ELGIN, SC 29045-7002 |
| Document Number | 0000009875 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 004329/000243 |
| Instrument | 9875 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 29, 2020 |
| Property Address | 5 DESERT ROSE CT, ELGIN, SC 29045-7002 |
| Document Number | 0000000823 |
| Book / Page | 004160 / 000137 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 823 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 DESERT ROSE CT ELGIN SC 290457002, ELGIN, SC 29045-7002 |
| Document Number | 824 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 004160/000138 |
| Instrument | 824 |
| Name | RAPID MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2050 |
The 2025 property tax bill for 5 Desert Rose Ct was $1,185.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185.00 | $199,100 Land $27,000 Building $172,100 | $199,100 |
| 2023 | $2,009.00 | $199,100 Land $27,000 Building $172,100 | $199,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Desert Rose Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Desert Rose Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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