5 Democracy Dr, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 5 Democracy Dr, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1975
Lot Size	0.732 acres (31,883 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,358 (2026)
Deeds & Mortgages	Sep 2023 Transfer May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:67 B:0121`

Property Details

APN / Parcel Number

Primary APN	`AMES M:67 B:0121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,883 sqft (0.732 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5 DEMOCRACY DR
City	AMESBURY
State	MA
Zip	01913-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	121
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	1
Census Block	1016
Census Tract	266300

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 DEMOCRACY DR, AMESBURY, MA 01913-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Quit Claim Deed, Transfer Quitclaim
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Apr 25, 2019	Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 7, 2023
Transfer Doc	041757-338
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Sep 13, 2023
Property Address	5 DEMOCRACY DR, AMESBURY, MA 01913-3811
Document Number	041757-338
Book / Page	41757 / 338
Instrument Date	Sep 7, 2023
Instrument	20230913000940
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 DEMOCRACY DR, AMESBURY, MA 01913-3811

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	5 DEMOCRACY DR, AMESBURY, MA 01913-3811
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39866-340
Date	May 12, 2021
Book Page	39866/340
Instrument	20210512000370

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	5 DEMOCRACY DR, AMESBURY, MA 01913-3811
Document Number	37476-225
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 DEMOCRACY DR AMESBURY MA 019133811, AMESBURY, MA 01913-3811

Mortgage

Document Number	37476-225
Date	Apr 30, 2019
Book Page	037476/000225
Instrument	1904303870

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,358.00 (+0.78%)	$488,900 (+2.45%) Land $262,900 Building $226,000	$506,014 (+9.17%)
2025	$7,301.00 (+5.81%)	$477,200 (+8.16%) Land $247,900 Building $229,300	$463,505
2024	$6,900.00 (+2.8%)	$441,200 (+7.4%) Land $233,900 Building $207,300
2023	$6,712.00	$410,800 Land $203,500 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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