5 Delaney Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 5 Delaney Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1957
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Jun 2026)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051-691-08`

Property Details

APN / Parcel Number

Primary APN	`051-691-08`
Alternative APNs	`051-691-08-000` `05105315000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,064 sqft Living Area
Gross Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,685 sqft (0.406 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5 DELANEY AVE
City	WATSONVILLE
State	CA
Zip	95076-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Subdivision	SAINT FRANCIS 63
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	122500

Owner

5 Delaney Ave is owned and occupied by an individual who bought it in June 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION
Sep 20, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Jun 16, 2009 · Amount on File
Deed Document Number	202614207
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000047849
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 24, 2026
Property Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Document Number	0000014207
Instrument Date	Jun 22, 2026
Instrument	202614207
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014208,
Date	Jun 24, 2026
Instrument	202614208

Lender

Name	MASON MCDUFFIE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 20, 2021
Property Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Document Number	0000047849
Map Reference	MB 28 PG 34
Instrument Date	Sep 10, 2021
Instrument	2021-0047849
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Document Number	0000047759
Map Reference	MB 28 PG 34
Instrument Date	Sep 10, 2021
Instrument	2021-0047759
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403

Mortgage

Document Number	0000047760
Date	Sep 17, 2021
Instrument	2021-0047760

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006184
Date	Feb 21, 2017
Instrument	2017-0006184

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 20, 2018
Property Address	5 DELANEY AVE, WATSONVILLE, CA 95076-1403
Document Number	0000037908
Instrument Date	Dec 19, 2018
Instrument	37908
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 DELANEY AVE WATSONVILLE CA 950761403, WATSONVILLE, CA 95076-1403

Tax Assessment & Valuation

The 2025 property tax bill for 5 Delaney Ave was $4,329.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,381 (+2%) Land $197,029 Building $131,352
2025	$4,329.00 Homeowner's exemption	$321,941 Land $193,165 Building $128,776
2023	$3,790.00 (+2.05%) Homeowner's exemption	$309,440 Land $185,664 Building $123,776	$512,820
2022	$3,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Delaney Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1982–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 6 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Delaney Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST FRANCIS TRACT WATER SYSTEM private · serves 118 people · EPA ID CA4400557
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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