5 Decker St, Norwalk, CT 06855 Property Records

Norwalk City property record for 5 Decker St, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,621 sqft · built 1910
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Trust Names on File
Tax Bill	$42,201 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`D:3 B:71 L:1`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:71 L:1`
Alternative APNs	`NORW M:3 B:71 L:1` `NWLK M:3 B:71 L:1` `9086`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,621 sqft Living Area
Gross Area	5,710 sqft
1st Floor Area	1,654 sqft
Basement Area	952 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9086
Street Address	5 DECKER ST
City	NORWALK
State	CT
Zip	06855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	71
Legal Lot Number	1
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2020
Census Tract	44300

Owner

5 Decker St is owner-occupied and held in a trust.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 DECKER ST, NORWALK, CT 06855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage WEBSTER BANK
May 24, 2021	Deed of Trust, Mortgage · ARM WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Recording Date	Jul 29, 2026
Property Address	5 DECKER ST, NORWALK, CT 06855
Document Number	0000006490
Book / Page	10045 / 212
Instrument Date	Jul 15, 2026
Instrument	20266490
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006490,
Date	Jul 29, 2026
Book Page	10045/212
Instrument	20266490

Lender

Name	WEBSTER BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	5 DECKER ST, NORWALK, CT 06855
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009247-281
Date	May 24, 2021
Book Page	9247/281
Instrument	2021007178

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 5 Decker St was $42,201, up 19.7% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,201.00 (+19.74%)	$1,741,630 (+18.1%) Land $1,166,860 Building $574,770	$2,426,081 (+135.02%)
2025	$35,245.00	$1,474,690 Land $1,166,860 Building $307,830	$1,032,283 Land $816,802 Building $215,481
2024	$35,245.00 (+28.02%)
2023	$27,531.00 (+2.21%)	$1,097,462 (+0.01%) Land $963,326 Building $134,136
2022	$26,936.00	$1,097,401 Land $963,265 Building $134,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Decker St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Decker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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