5 Cypress Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Cypress Ln, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,118 sqft · built 1997
Lot Size0.484 acres (21,098 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Sep 2021)
Tax Bill$4,684 (2025)
Deeds & MortgagesSep 2021 Sale
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:98 B:60

Property Details

APN / Parcel Number

Primary APNWEST M:98 B:60
Alternative APNs
  • M:098 B:60 L
  • 19246915

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area3,118 sqft Living Area
Gross Area4,892 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,098 sqft (0.484 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19246915
Street Address5 CYPRESS LN
CityWESTERLY
StateRI
Zip02891-3416
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block60
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2019
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:98 B:60

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address450 SELFRIDGE RD, GANSEVOORT, NY 12831-1637
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Warranty Deed, Transfer
Jun 15, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SEACOAST MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleJun 15, 2021 · Amount on Record
Deed Document Number20215479
Deed Book / Page2021 / 24493
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 29, 2021
Property Address5 CYPRESS LN, WESTERLY, RI 02891-3416
Document Number2021-24493
Book / Page2021 / 24493
Instrument DateAug 06, 2021
Instrument2021-5479
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 15, 2021
Property Address5 CYPRESS LN, WESTERLY, RI 02891-3416
Document Number2021-15921
Book / Page2021 / 15921
Instrument DateJun 15, 2021
Instrument2021-3545
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0020213546
DateJun 15, 2021
Instrument2021-3546
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,684.00 (+7.36%)$602,100 (+40.22%) Land $172,600 Building $429,500
2023$4,363.00 (+0.6%)$429,400 (-) Land $123,400 Building $306,000
2022$4,337.00$429,400 Land $123,400 Building $306,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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