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5 Cutter Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 5 Cutter Dr, Ocean, NJ 07712

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,182 sqft · built 1962
Lot Size0.275 acres (11,962 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2014)
Tax Bill$9,253 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN37-00038-0000-00003

Property Details

APN / Parcel Number

Primary APN37-00038-0000-00003
Alternative APN
  • 370003800003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,182 sqft Living Area
1st Floor Area1,474 sqft
Upper Floors Area1,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area11,962 sqft (0.275 acres)
Lot Dimensions115 ft deep x 104 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area322 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5 CUTTER DR
CityOCEAN
StateNJ
Zip07712-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF20
Legal SubdivisionINDIAN SPG FARM SEC 2
Legal Block38
Legal Lot Number3
JurisdictionMONMOUTH NJ
Township / Civil DivisionOCEAN
Census Block Group2
Census Block2014
Census Tract806503

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 CUTTER DR, OCEAN, NJ 07712-3225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2014 · Amount on Record
Deed SaleApr 14, 2014 · Amount on Record
Deed Document Number201428102
Deed Book / Page9062 / 945
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address5 CUTTER DR, OCEAN, NJ 07712-3225
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095812672
DateMar 1, 2022
Book Page9581/2672
Instrument2022023715
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$733,100 (+7.19%) Land $465,300 Building $267,800$733,100 (+7.19%) Land $465,300 Building $267,800
2025$9,253.00 (+9.28%)$683,900 (+16.35%) Land $465,300 Building $218,600$683,900 (+16.35%) Land $465,300 Building $218,600
2024$8,467.00 (-4.68%)
2023$587,800 Land $380,200 Building $207,600$587,800 Land $380,200 Building $207,600
2022$8,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1992–2023)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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