North Kingstown Town property record for 5 Curtis Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,401 sqft · built 2011 |
| Lot Size | 0.308 acres (13,399 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $352,000 (Feb 2011) |
| Tax Bill | $11,358 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:041 B:040 |
| Primary APN | NKIN M:041 B:040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Living Area |
| Gross Area | 4,105 sqft |
| 1st Floor Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,399 sqft (0.308 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 74081 |
|---|---|
| Street Address | 5 CURTIS RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 40 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50402 |
5 Curtis Rd is owner-occupied and held in a trust since February 2011.
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 CURTIS RD, SAUNDERSTOWN, RI 02874-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Oct 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2011 · Amount on File |
| Deed Sale | Feb 9, 2011 · Amount on File |
| Prior Sale | Mar 28, 2006 · Amount on File |
| Deed Book / Page | 2546 / 175 |
| Transfer Doc | 3082-287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 5 CURTIS RD, SAUNDERSTOWN, RI 02874-3213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3365-171 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 3365/171 |
| Instrument | 274 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 5 CURTIS RD, SAUNDERSTOWN, RI 02874-3213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3241-145 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 3241/145 |
| Instrument | 5454 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Dec 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Oct 18, 2017 |
| Property Address | 5 CURTIS RD, SAUNDERSTOWN, RI 02874-3213 |
| Document Number | 3082-287 |
| Book / Page | 003082 / 000287 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 4591 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 CURTIS RD NORTH KINGSTOWN RI 02852, NORTH KINGSTOWN, RI 02852 |
The 2025 property tax bill for 5 Curtis Rd was $11,358.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,358.00 | $1,028,800 Land $507,200 Building $521,600 | $1,813,098 |
| 2023 | $11,580.00 | $807,500 Land $355,100 Building $452,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Curtis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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