5 Cummings Ct, Wilmington, DE 19804 Property Records

New Castle County property record for 5 Cummings Ct, Wilmington, DE 19804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 986 sqft · built 1958
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Apr 1987)
Tax Bill$2,594 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08-045.30-039

Property Details

APN / Parcel Number

Primary APN08-045.30-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area986 sqft Living Area
1st Floor Area986 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions131 ft deep x 57 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5 CUMMINGS CT
CityWILMINGTON
StateDE
Zip19804-3607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC6.5
Legal SubdivisionKIAMENSI HEIGHTS
Legal Lot Number51
JurisdictionNEW CASTLE DE
Township / Civil DivisionPIKE CREEK-CENTRAL KIRKWOOD
Census Block Group1
Census Block1004
Census Tract13000

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5 CUMMINGS CT, WILMINGTON, DE 19804-3607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1987 · Amount on Record
Deed SaleApr 1, 1987 · Amount on Record
Deed Book / Page534 / 321
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address5 CUMMINGS CT, WILMINGTON, DE 19804-3607
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015080
DateMar 11, 2024
Instrument20240311-0015080
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address5 CUMMINGS CT, WILMINGTON, DE 19804-3607
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CUMMINGS CT, WILMINGTON, DE 19804-3607

Mortgage

Document Number0000040941
DateJun 23, 2023
Instrument20230623-0040941
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictRed Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,594.00$320,700 (+640.65%) Land $62,300 Building $258,400
2024$222,390
2023$43,300 (-) Land $9,500 Building $33,800
2022$1,463.00$43,300 Land $9,500 Building $33,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1981–2014)
Claims Outside the SFHA3 of 13
Most Recent ClaimMay 2014 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms, Tornadoes, And Flooding From The Remnants Of, Sep 2004 · 2 claims
  • Tropical Storm Henri, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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