5 Cross St, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 5 Cross St, Dudley, MA 01571

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,814 sqft · built 1900
Lot Size	0.291 acres (12,672 sqft)
Owner	Individual Name on Record
Last Sale	$85,500 (Oct 1996)
Tax Bill	$4,323 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:117 L:177`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:117 L:177`
Alternative APN	`M:212 B:E=1 L:138=005`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,814 sqft Living Area
Gross Area	6,277 sqft
Basement Area	1,247 sqft
Unfinished Basement	1,247 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,672 sqft (0.291 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 CROSS ST
City	DUDLEY
State	MA
Zip	01571-3559
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B15
Legal Lot Number	177
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	2
Census Block	2006
Census Tract	755100

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CROSS ST, DUDLEY, MA 01571-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER FIVE CENTS SAVINGS BANK
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MV REALTY OF MA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 1996 · Amount on Record
Deed Sale	Oct 11, 1996 · Amount on Record
Deed Book / Page	18320 / 376
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Recording Date	Aug 19, 2026
Property Address	5 CROSS ST, DUDLEY, MA 01571-3559
Document Number	0000071710
Book / Page	74047 / 303
Instrument Date	Aug 14, 2026
Instrument	202671710
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CROSS ST, DUDLEY, MA 01571-3559

Mortgage

Document Number	0000071710,
Date	Aug 19, 2026
Book Page	74047/303
Instrument	202671710

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	5 CROSS ST, DUDLEY, MA 01571-3559
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067063-60
Date	Feb 3, 2022
Book Page	67063/60
Instrument	13859

Lender

Name	MV REALTY OF MA LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,323.00 (+10,984.62%)	$429,700 (+15.88%) Land $79,200 Building $350,500
2025	$39.00 (-98.96%)	$370,800 (+3.55%) Land $68,000 Building $302,800
2024	$3,753.00 (+3.27%)	$358,100 (+0.11%) Land $64,400 Building $293,700
2023	$3,634.00	$357,700 Land $59,500 Building $298,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER DEPARTMENT serves 5,515 people · EPA ID MA2080000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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