5 Crescent St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 5 Crescent St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1915
Lot Size	0.102 acres (4,434 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2012)
Tax Bill	$7,148 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0007 B:0147 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0007 B:0147 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
Gross Area	2,631 sqft
Basement Area	598 sqft
Unfinished Basement	371 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,434 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 CRESCENT ST
City	SWAMPSCOTT
State	MA
Zip	01907-1091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Subdivision	MANCHESTER
Legal Block	147
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1017
Census Tract	202103

Owner

5 Crescent St is owned and occupied by an individual who bought it in June 2012.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Dec 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PHH US MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2012 · Amount on File
Deed Sale	Jun 21, 2012 · Amount on File
Prior Sale	Dec 30, 2004 · Amount on File
Deed Book / Page	31449 / 372
Transfer Doc	031449-372
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039545-101
Date	Feb 18, 2021
Book Page	39545/101
Instrument	20210218001760

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041028-1
Date	Jun 27, 2022
Book Page	41028/1
Instrument	20220627002940

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Jul 1, 2067

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042489-543
Date	Dec 17, 2024
Book Page	42489/543
Instrument	20241217001550

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Document Number	37918-586
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CRESCENT ST SWAMPSCOTT MA 019071091, SWAMPSCOTT, MA 01907-1091

Mortgage

Document Number	37918-586
Date	Oct 9, 2019
Book Page	037918/000586
Instrument	1009002040

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	5 CRESCENT ST, SWAMPSCOTT, MA 01907-1091
Document Number	35807-10
Book / Page	035807 / 000010
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35807-10
Date	Apr 19, 2017
Book Page	035807/000010
Instrument	1704190244

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Crescent St was $7,148, up 7.2% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,148.00 (+7.25%)	$595,700 (+2.51%) Land $216,900 Building $378,800	$696,360 (+27.46%)
2025	$6,665.00	$581,100 Land $216,900 Building $364,200	$546,345
2023	$6,147.00	$523,600 Land $191,200 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Crescent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Crescent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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