5 Covington, Mission Viejo, CA 92692 Property Records

Orange County property record for 5 Covington, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 1995
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$780,000 (Oct 2014)
Tax Bill	$9,390 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`787-161-17`

Property Details

APN / Parcel Number

Primary APN	`787-161-17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	4,000 sqft (0.092 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5 COVINGTON
City	MISSION VIEJO
State	CA
Zip	92692-5166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14167 BLK LOT 69
Legal Tract	14167
Legal Lot Number	69
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1004
Census Tract	32038

Owner

5 Covington is owner-occupied and held in a trust since October 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 15773, IRVINE, CA 92623-5773
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
May 17, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Prior Sale	Nov 9, 2005 · Amount on File
Deed Document Number	2014418808
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 COVINGTON, MISSION VIEJO, CA 92692-5166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416088
Date	Oct 23, 2019
Instrument	2019000416088

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 COVINGTON, MISSION VIEJO, CA 92692-5166
Document Number	0000439865
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 COVINGTON MISSION VIEJO CA 926925166, MISSION VIEJO, CA 92692-5166

Mortgage

Document Number	0000439865
Date	Aug 26, 2020
Instrument	439865

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 17, 2017
Property Address	5 COVINGTON, MISSION VIEJO, CA 92692-5166
Document Number	0000201990
Instrument Date	May 9, 2017
Instrument	201990
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 15773 IRVINE CA 926235773, IRVINE, CA 92623-5773

Tax Assessment & Valuation

The 2025 property tax bill for 5 Covington was $9,390 with a homeowner's exemption, up 2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$956,187 (+2%) Land $576,879 Building $379,308
2025	$9,390.00 (+2.01%) Homeowner's exemption	$937,439 Land $565,568 Building $371,871
2024	$9,205.00 (+2.37%)
2023	$8,992.00 (+2.02%) Homeowner's exemption	$901,038 Land $543,606 Building $357,432
2022	$8,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Covington in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Covington is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Cityside Fiber, T-Mobile, Verizon.

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