5 Covel St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 5 Covel St, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1958
Lot Size	0.34 acres (14,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (May 2004)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03328 P:0016`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03328 P:0016`
Alternative APN	`33280016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,828 sqft (0.34 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	33280016
Street Address	5 COVEL ST
City	SPRINGFIELD
State	MA
Zip	01128-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1030
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 COVEL ST, SPRINGFIELD, MA 01128-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jan 3, 2018	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Deed Document Number	200414415
Deed Book / Page	14211 / 485
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	5 COVEL ST, SPRINGFIELD, MA 01128-1205
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024319-182
Date	Dec 22, 2021
Book Page	24319/182
Instrument	91460

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	5 COVEL ST, SPRINGFIELD, MA 01128-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23333-154
Date	Jul 28, 2020
Book Page	23333/154
Instrument	40617

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	5 COVEL ST, SPRINGFIELD, MA 01128-1205
Document Number	22019-69
Book / Page	022019 / 000069
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22019-69
Date	Jan 8, 2018
Book Page	022019/000069
Instrument	1163

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2033

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,077.00 (+5.29%)	$260,000 (+14.49%) Land $62,400 Building $197,600	$277,210 (-0.27%)
2024			$277,970
2023	$3,872.00	$227,100 Land $59,400 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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