5 Cottage St, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 5 Cottage St, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1923
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$417,000 (Mar 2021)
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Mar 2021 Sale Jul 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`WARE M:0046A B:001 L:00019`

Property Details

APN / Parcel Number

Primary APN	`WARE M:0046A B:001 L:00019`
Alternative APN	`WRHM M:0046A B:001 L:00019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,348 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 COTTAGE ST
City	WAREHAM
State	MA
Zip	02571-2083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	1
Legal Lot Number	19
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	4
Census Block	4013
Census Tract	545400

Owner

5 Cottage St is held in a trust since May 2024.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17 RICHARDSON AVE, WAKEFIELD, MA 01880-2912
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Quit Claim Deed, Transfer
Jul 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	202131559
Deed Book / Page	54613 / 124
Last Transfer Date	May 8, 2024
Transfer Doc	058907-233
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Mar 19, 2021
Property Address	5 COTTAGE ST, WAREHAM, MA 02571-2083
Document Number	54613-124
Book / Page	54613 / 124
Instrument Date	Mar 16, 2021
Instrument	31559
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTTAGE ST, WAREHAM, MA 02571-2083

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Jul 19, 2019
Property Address	5 COTTAGE ST, WAREHAM, MA 02571-2083
Document Number	51386-36
Book / Page	051386 / 000036
Instrument Date	Jul 15, 2019
Instrument	56490
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 BROOKINGS DR KINGSTON MA 023641327, KINGSTON, MA 02364-1327

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Jul 15, 2019
Property Address	5 COTTAGE ST, WAREHAM, MA 02571-2083
Document Number	51365-86
Book / Page	51365 / 86
Instrument Date	Jul 15, 2019
Instrument	54775
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BROOKINGS DR, KINGSTON, MA 02364-1327

Mortgage

Document Number	54776
Date	Jul 15, 2019
Instrument	54776

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Cottage St was $3,824, down 14.8% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,824.00 (-14.76%)	$446,700 (+3.76%) Land $187,700 Building $259,000	$443,140 (-6.58%)
2025	$4,486.00 (+3.48%)	$430,500 (+11.53%) Land $187,700 Building $242,800	$474,335
2024	$4,335.00 (+4.18%)	$386,000 (+11.59%) Land $142,000 Building $244,000
2023	$4,161.00	$345,900 Land $129,000 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cottage St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	75 (1978–2024)
Claims Outside the SFHA	14 of 75
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Hurricane Bob, Aug 1991 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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