5 Cottage St, Norton, MA 02766 Property Records

Bristol County and Norton Town property record for 5 Cottage St, Norton, MA 02766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,028 sqft · built 1994
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (Jul 2019)
Tax Bill	$65 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:021 L:227`

Property Details

APN / Parcel Number

Primary APN	`M:021 L:227`
Alternative APNs	`NORT M:21 P:227 E:7` `7346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7346
Street Address	5 COTTAGE ST
City	NORTON
State	MA
Zip	02766-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	NORTON MA
Township / Civil Division	NORTON
Census Block Group	1
Census Block	1018
Census Tract	611202

Owner

Source: Bristol County and Norton Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 COTTAGE ST, NORTON, MA 02766-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	201927522
Deed Book / Page	25256 / 175
Record Updated	Jun 8, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTON MA
Recording Date	Jul 31, 2019
Property Address	5 COTTAGE ST, NORTON, MA 02766-2111
Document Number	25256-175
Book / Page	025256 / 000175
Instrument Date	Jul 31, 2019
Instrument	27522
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTTAGE ST NORTON MA 027662111, NORTON, MA 02766-2111

Mortgage

Document Number	25256-177
Date	Jul 31, 2019
Book Page	025256/000177
Instrument	27523

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTON MA
Recording Date	Mar 17, 2017
Property Address	5 COTTAGE ST, NORTON, MA 02766-2111
Document Number	23639-155
Book / Page	023639 / 000155
Instrument Date	Mar 17, 2017
Instrument	10120
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 COTTAGE ST NORTON MA 027662111, NORTON, MA 02766-2111

Mortgage

Document Number	23639-157
Date	Mar 17, 2017
Book Page	023639/000157
Instrument	10121

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Bristol County and Norton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Norton Town
Unified School District	Norton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65.00 (-99.05%)	$508,200 (-3.49%) Land $148,000 Building $360,200	$573,040
2024	$6,819.00 (+5.61%)	$526,600 (+5.93%) Land $140,900 Building $385,700
2023	$6,457.00	$497,100 Land $132,900 Building $364,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2010)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON WATER DEPARTMENT serves 19,161 people · EPA ID MA4218000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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