Orange County and Cornwall Town property record for 5 Cottage St, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1953 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,000 (Apr 2006) |
| Tax Bill | $10,058 (2024) |
| Deeds & Mortgages | Jun 2019 Loan Modification May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 17-6-1 |
| Primary APN | 332489 17-6-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,088 sqft |
| 1st Floor Area | 528 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 124 ft deep x 133 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 56 sqft |
| Patio Area | 256 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17-6-1 |
|---|---|
| Street Address | 5 COTTAGE ST |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 6 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 COTTAGE ST, CORNWALL, NY 12518-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SERVICING |
| May 10, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on Record |
| Deed Sale | Apr 19, 2006 · Amount on Record |
| Prior Sale | Dec 4, 2002 · Amount on Record |
| Deed Book / Page | 12132 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 5 COTTAGE ST, CORNWALL, NY 12518-1325 |
| Document Number | 0000078197 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 5 COTTAGE ST CORNWALL NY 125181325, CORNWALL, NY 12518-1325 |
| Document Number | 0000078197 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 014650/001570 |
| Instrument | 78197 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Nov 5, 2057 |
| Rate | 3.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 5 COTTAGE ST, CORNWALL, NY 12518-1325 |
| Document Number | 0000058058 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5 COTTAGE ST CORNWALL NY 125181325, CORNWALL, NY 12518-1325 |
| Document Number | 0000058058 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 014275/000388 |
| Instrument | 58058 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 14, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,700 (-) Land $84,500 Building $156,200 | $380,700 (+6.67%) | |
| 2024 | $10,058.00 | ||
| 2023 | $240,700 (-) Land $84,500 Building $156,200 | $356,900 (+11.88%) Land $125,293 Building $231,607 | |
| 2022 | $240,700 Land $84,500 Building $156,200 | $319,000 Land $111,988 Building $207,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures