5 Cottage Rd, Johnson, NY 10933 Property Records

Orange County and Minisink Town property record for 5 Cottage Rd, Johnson, NY 10933

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1920
Lot Size	0.148 acres (6,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Apr 1999)
Tax Bill	$3,984 (2024)
Deeds & Mortgages	May 2026 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`333889 2-4-9`

Property Details

APN / Parcel Number

Primary APN	`333889 2-4-9`
Alternative APNs	`388900200000040090000000` `2-4-9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,549 sqft
1st Floor Area	833 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1926
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	6,440 sqft (0.148 acres)
Lot Dimensions	140 ft deep x 46 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	100 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	2-4-9
Street Address	5 COTTAGE RD
City	JOHNSON
State	NY
Zip	10933-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	ORANGE NY
Township / Civil Division	MINISINK
Census Block Group	1
Census Block	1002
Census Tract	11702

Owner

Source: Orange County and Minisink Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 119, JOHNSON, NY 10933-0119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Mar 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 1999 · Amount on Record
Deed Sale	Apr 27, 1999 · Amount on Record
Deed Book / Page	5045 / 77
Prior Transfer Date	Apr 8, 1999
Prior Transfer Doc	5045000073
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	May 4, 2026
Property Address	5 COTTAGE RD, JOHNSON, NY 10933-7704
Document Number	0000032129
Book / Page	15889 / 718
Instrument Date	Apr 16, 2026
Instrument	202632129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTTAGE RD, JOHNSON, NY 10933-7704

Mortgage

Document Number	0000032129,
Date	May 4, 2026
Book Page	15889/718
Instrument	202632129

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	5 COTTAGE RD, JOHNSON, NY 10933-7704
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088403
Date	Dec 27, 2022
Book Page	15354/1824
Instrument	20220088403

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	5 COTTAGE RD, JOHNSON, NY 10933-7704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016889
Date	Mar 14, 2019
Book Page	14539/61
Instrument	20190016889

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	5 COTTAGE RD, JOHNSON, NY 10933-7704
Document Number	0000061797
Book / Page	014282 / 000206
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTTAGE RD JOHNSON NY 109337704, JOHNSON, NY 10933-7704

Mortgage

Document Number	0000061797
Date	Aug 29, 2017
Book Page	014282/000206
Instrument	61797

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Minisink Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,100 (-) Land $12,000 Building $50,100	$214,400 (+13.86%)
2024	$3,984.00
2023		$62,100 (-) Land $12,000 Building $50,100	$188,300 (+14.33%) Land $36,386 Building $151,914
2022		$62,100 Land $12,000 Building $50,100	$164,700 Land $31,826 Building $132,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier.

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