5 Cottage Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 5 Cottage Ln, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1968
Square Footage	2,520 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$737,000 (2023)
Tax Bill	$11,386.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00305-0000-00015

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 COTTAGE LN, UPPER SADDLE RIVER, NJ 07458-1305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2023 · Amount on Record
Deed Sale	Feb 07, 2023 · Amount on Record
Deed Doc Number	202310819
Deed Book / Page	4927 / 44
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000027366
Record Refreshed	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 07, 2023
Property Address	5 COTTAGE LN, UPPER SADDLE RIVER, NJ 07458-1305
Document Number	0049270044
Book / Page	4927 / 44
Instrument Date	Dec 14, 2022
Instrument	2023010819
Transaction Type	Transfer
Record Updated	Mar 02, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$3,131.10
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 BUCKHAVEN HL, UPPER SADDLE RIVER, NJ 07458-1710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTTAGE LN, UPPER SADDLE RIVER, NJ 07458-1305

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,600 (-) Land $234,000 Building $205,600	$439,600 (-) Land $234,000 Building $205,600
2025	$11,386.00 (+1.73%)	$439,600 (-) Land $234,000 Building $205,600	$439,600 (-) Land $234,000 Building $205,600
2024	$11,192.00 (+2.95%)
2023		$439,600 Land $234,000 Building $205,600	$439,600 Land $234,000 Building $205,600
2022	$10,871.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 8% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`63-00305-0000-00015`
Alternative APNs	`630030500015` `029500`

Interior

Building Area	2,520 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame Construction
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Account Number	029500
Street Address	5 COTTAGE LN
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.340 AC
Legal Subdivision	BOROUGH/UPPER SADDLE RIVER
Legal Block	305
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Minor Civil Division	UPPER SADDLE RIVER
Census Blockgroup	1
Census Block	1000
Census Tract	53201