Essex County and Gloucester City property record for 5 Cottage Ln, Gloucester, MA 01930
| Property Type | Unusable Land (Remnant, Steep, Etc.) |
|---|---|
| Lot Size | 0.188 acres (8,194 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $173 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0230 B:0113 L:0000 |
| Primary APN | GLOU M:0230 B:0113 L:0000 |
|---|
| Lot Area | 8,194 sqft (0.188 acres) |
|---|
| Street Address | 5 COTTAGE LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2406 |
| Property Category | Other |
| Property Type | Other > Unusable Land (Remnant, Steep, Etc.) |
| Local Zoning Code | R-20 |
| Legal Block | 113 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 221902 |
5 Cottage Ln is owned by two individuals.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 GREEN ST, DANVERS, MA 01923-1309 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5 Cottage Ln was $173, up 14.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $173.00 (+14.57%) | $18,600 (+2%) Land $18,600 |
| 2025 | $151.00 (+5.59%) | $15,500 (+5.44%) Land $15,500 |
| 2024 | $143.00 | $14,700 Land $14,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 3 condo units |
| Nearby Flood Claims | 42 (1978–2022) |
| Claims Outside the SFHA | 2 of 42 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cottage Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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