Nantucket County and Nantucket Town property record for 5 Cottage Ave, Nantucket, MA 02554
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 463 sqft · built 1940 |
| Lot Size | 0.033 acres (1,434 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $4,289 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12097 |
| Primary APN | 12097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 463 sqft Living Area |
| 1st Floor Area | 463 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,434 sqft (0.033 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 12097 |
|---|---|
| Street Address | 5 COTTAGE AVE |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-7436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SOH |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nantucket County and Nantucket Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | PO BOX 880, SIASCONSET, MA 02564-0880 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 24, 2020 | Deed of Trust, Mortgage CAMBRIDGE TR |
| Dec 24, 2020 | Deed of Trust, Mortgage CAMBRIDGE TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2005 |
| Deed Sale | Apr 15, 2005 |
| Prior Sale | Jan 9, 2004 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 5 COTTAGE AVE, NANTUCKET, MA 02554-7436 |
| Document Number | 1792-284 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 408 CHILEAN AVE PALM BEACH FL 334804529, PALM BEACH, FL 33480-4529 |
| Document Number | 1792-284 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 001792/000284 |
| Instrument | 4105 |
| Name | CAMBRIDGE TR |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 5 COTTAGE AVE, NANTUCKET, MA 02554-7436 |
| Document Number | 0000167892 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 408 CHILEAN AVE PALM BEACH FL 334804529, PALM BEACH, FL 33480-4529 |
| Document Number | 0000167892 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 167892 |
| Name | CAMBRIDGE TR |
|---|
| Amount | Amount Recorded |
|---|
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,289.00 (+7.87%) | $1,374,800 (+13.42%) Land $1,169,200 Building $205,600 | $1,643,846 |
| 2025 | $3,976.00 (+11.19%) | $1,212,100 (+6.1%) Land $915,300 Building $296,800 | |
| 2024 | $3,576.00 (+20.69%) | $1,142,400 (+23.76%) Land $856,300 Building $286,100 | |
| 2023 | $2,963.00 | $923,100 Land $759,300 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 52 (1988–2016) |
| Claims Outside the SFHA | 48 of 52 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIASCONSET WATER DEPARTMENT serves 3,000 people · EPA ID MA4197001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.49 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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