5 Cotesby Ln, Savannah, GA 31411 Property Records

Chatham County property record for 5 Cotesby Ln, Savannah, GA 31411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,251 sqft · built 1986
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Nov 2019)
Tax Bill	$5,770 (2022)
Deeds & Mortgages	Sep 2022 Second Mortgage Apr 2025 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`1-0197A-03-030`

Property Details

APN / Parcel Number

Primary APN	`1-0197A-03-030`
Alternative APN	`C321P551`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,251 sqft Living Area
1st Floor Area	2,659 sqft
Upper Floors Area	192 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5 COTESBY LN
City	SAVANNAH
State	GA
Zip	31411-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LT 901 PH 1 THE LANDINGS ON SKI DAWAY ISL SMB PS 42-44
Legal Subdivision	SKDAWY PH 1
Legal Phase	1
Legal Lot Number	901
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1035
Census Tract	11006

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Apr 11, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage CENTERSTATE BANK
Nov 20, 2019	Warranty Deed, Transfer
Feb 5, 2019	Foreclosure
Feb 5, 2019	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	201912570
Deed Book / Page	1793 / 718
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTESBY LN, SAVANNAH, GA 31411-1380

Mortgage

Document Number	0029190148
Date	Sep 21, 2022
Book Page	0000002919/0000000148

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTESBY LN, SAVANNAH, GA 31411-1380

Mortgage

Document Number	0036390375
Date	Apr 11, 2025
Book Page	0000003639/0000000375

Lender

Name	BETTER MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTESBY LN, SAVANNAH, GA 31411-1380

Mortgage

Document Number	0000002621/0000000604
Date	Nov 24, 2021
Book Page	0000002621/0000000604

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTESBY LN, SAVANNAH, GA 31411-1380

Mortgage

Document Number	0000001793/0000000720
Date	Dec 11, 2019
Book Page	0000001793/0000000720
Instrument	032053360017

Lender

Name	CENTERSTATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 20, 2019
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Document Number	0017930718
Book / Page	1793 / 718
Instrument Date	Nov 20, 2019
Instrument	2019-012570
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COTESBY LN, SAVANNAH, GA 31411-1380

February 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2019
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Document Number	0015700248
Book / Page	1570 / 248
Instrument Date	Feb 5, 2019
Instrument	2019-001112
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

February 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2019
Property Address	5 COTESBY LN, SAVANNAH, GA 31411-1380
Document Number	0015700269
Book / Page	1570 / 269
Instrument Date	Feb 5, 2019
Instrument	2019-002329
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,680 (+33.58%) Land $90,000 Building $187,680	$694,200 (+33.58%) Land $225,000 Building $469,200
2023		$207,880 (+23.24%) Land $74,000 Building $133,880	$519,700 (+23.24%) Land $185,000 Building $334,700
2022	$5,770.00	$168,680 Land $48,000 Building $120,680	$421,700 Land $120,000 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 520 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	520 in force
Nearby Flood Claims	34 (1994–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotesby Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures