5 Comstock Ln, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 5 Comstock Ln, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,656 sqft · built 1985
Lot Size	1.12 acres (48,918 sqft)
Owner	2 Individual Names on File
Last Sale	$1,370,000 (Jun 2026)
Tax Bill	$17,975 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0017 B:0014 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0017 B:0014 L`
Alternative APN	`348`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,656 sqft Living Area
Gross Area	9,978 sqft
Basement Area	2,663 sqft
Unfinished Basement	2,663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,918 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	348
Street Address	5 COMSTOCK LN
City	TOPSFIELD
State	MA
Zip	01983-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Block	14
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	3
Census Block	3021
Census Tract	214100

Owner

5 Comstock Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 COMSTOCK LN, TOPSFIELD, MA 01983-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
May 6, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	May 6, 2025 · Amount on File
Deed Document Number	20262500
Deed Book / Page	43429 / 124
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	043429-124
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 5, 2026
Property Address	5 COMSTOCK LN, TOPSFIELD, MA 01983-1331
Document Number	043429-124
Book / Page	43429 / 124
Instrument Date	Jun 2, 2026
Instrument	20262500
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 COMSTOCK LN, TOPSFIELD, MA 01983-1331

Mortgage

Date	Jun 5, 2026

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	Other
Margin	3
Max Rate	-1%

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	May 6, 2025
Property Address	5 COMSTOCK LN, TOPSFIELD, MA 01983-1331
Document Number	042699-218
Book / Page	42699 / 218
Instrument Date	May 5, 2025
Instrument	20250506000480
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 COMSTOCK LN, TOPSFIELD, MA 01983-1331

Mortgage

Document Number	20250506000490
Date	May 6, 2025
Instrument	20250506000490

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Comstock Ln was $17,975, up 6.5% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,975.00 (+6.52%)	$1,199,100 (+4.39%) Land $397,400 Building $801,700	$1,246,210
2024	$16,874.00 (+12.15%)	$1,148,700 (+16.04%) Land $397,400 Building $751,300
2023	$15,046.00	$989,900 Land $373,600 Building $616,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Comstock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Comstock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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