San Mateo County property record for 5 Commons Ln, Foster City, CA 94404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,230 sqft · built 1987 |
| Lot Size | 0.022 acres (968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,185,000 (Jul 2018) |
| Tax Bill | $15,664 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 094-052-330 |
| Primary APN | 094-052-330 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 770 sqft |
| 2nd Floor Area | 460 sqft |
| Basement Area | 720 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Roof Material | Aluminum |
| Lot Area | 968 sqft (0.022 acres) |
| Lot Dimensions | 40 ft deep x 24 ft wide |
| Garage Type | Basement |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5 COMMONS LN |
|---|---|
| City | FOSTER CITY |
| State | CA |
| Zip | 94404-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C200PD |
| Legal Description | LOT 33 TRACT NO 126-86 FOSTER CITY TOWN CENTER CITYHOMES WEST RSM 116/34-35 |
| Legal Subdivision | FOSTER CITY TOWN CENTER CITYHOMES |
| Legal Tract | 126 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 608025 |
5 Commons Ln is owned and occupied by an individual who bought it in July 2018.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 COMMONS LN, FOSTER CITY, CA 94404-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 10, 2018 | Grant Deed, Transfer · ARM STANFORD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Prior Sale | Dec 8, 2004 · Amount on File |
| Deed Document Number | 201853581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 5 COMMONS LN, FOSTER CITY, CA 94404-2141 |
| Document Number | 0000041637 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5 COMMONS LN FOSTER CITY CA 944042141, FOSTER CITY, CA 94404-2141 |
| Document Number | 0000041637 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 41637 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 10, 2018 |
| Property Address | 5 COMMONS LN, FOSTER CITY, CA 94404-2141 |
| Document Number | 0000053581 |
| Map Reference | MB116 PG34&35 |
| Instrument Date | Jul 3, 2018 |
| Instrument | 2018-053581 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LAWYERS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5 COMMONS LN, FOSTER CITY, CA 94404-2141 |
| Document Number | 0000053582 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018-053582 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
The 2025 property tax bill for 5 Commons Ln was $15,664.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Foster City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,000 (-24.35%) Land $500,000 Building $500,000 | ||
| 2025 | $15,664.00 | $1,321,883 Land $661,500 Building $660,383 | |
| 2023 | $15,120.00 (+1.31%) | $1,270,555 Land $635,814 Building $634,741 | $1,217,520 |
| 2022 | $14,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Commons Ln in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Commons Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet, T-Mobile.
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