5 Commerce St, Hamilton, OH 45013 Property Records

Butler County property record for 5 Commerce St, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1930
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Feb 2026)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6412-007.000-045`

Property Details

APN / Parcel Number

Primary APN	`P6412-007.000-045`
Alternative APNs	`0001700` `360430` `363454`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	558 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	90 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001700
Old Parcel Number	P6412007.000045
Street Address	5 COMMERCE ST
City	HAMILTON
State	OH
Zip	45013-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5988 ENT
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3009
Census Tract	1100

Owner

Source: Butler County records · APN P6412-007.000-045

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 COMMERCE ST, HAMILTON, OH 45013-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	2026-00005453
Deed Book / Page	10320 / 1511
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 18, 2026
Property Address	5 COMMERCE ST, HAMILTON, OH 45013-2504
Document Number	0000005453
Book / Page	10320 / 1511
Instrument Date	Feb 10, 2026
Instrument	2026-00005453
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COMMERCE ST, HAMILTON, OH 45013-2504

Mortgage

Document Number	0000005454
Date	Feb 18, 2026
Book Page	10320/1513
Instrument	2026-00005454

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (+1.45%)	$25,510 (-) Land $3,960 Building $21,550	$72,900 (-) Land $11,320 Building $61,580
2023	$1,100.00 (+19.7%)	$25,510 (+41.56%) Land $3,960 Building $21,550	$72,900 (+41.55%) Land $11,320 Building $61,580
2022	$919.00	$18,020 Land $3,960 Building $14,060
2020			$51,500 Land $11,320 Building $40,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 862 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.