5 College Ave, #1, Frederick, MD 21701 Property Records

Frederick County property record for 5 College Ave, #1, Frederick, MD 21701

Property Summary

Property TypeCondominium
Detailsbuilt 2006
Lot Size0.062 acres (2,685 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Aug 2025)
Tax Bill$9,739 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-453525

Property Details

APN / Parcel Number

Primary APN02-453525
Alternative APN
  • 453525

Interior

Units6 Units

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Lot Area2,685 sqft (0.062 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number453525
Street Address5 COLLEGE AVE, 1
CityFREDERICK
StateMD
Zip21701-4877
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeDR
Legal DescriptionUNIT 1 2,685 SQ FT COLLEGE AVE TOWN CONDO
Legal SubdivisionCOLLEGE AVE TOWNS CONDO
Legal Unit1
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3011
Census Tract750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 College Ave, #1 is owned and occupied by two individuals who bought it in August 2025.

Source: Frederick County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address5 COLLEGE AVE, E, FREDERICK, MD 21701-4877
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 31, 2019Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Mar 17, 2021Intrafamily Transfer, Transfer
Mar 8, 2019Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2025 · Amount on File
Deed SaleAug 5, 2025 · Amount on File
Prior SaleMar 8, 2019 · Amount on File
Prior Transfer DateFeb 16, 2021
Prior Transfer Doc0146690207
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5 COLLEGE AVE # 1, 1, FREDERICK, MD 21701-4877
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBLUE RIDGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 COLLEGE AVE, FREDERICK, MD 21701-4877

Mortgage

Document Number0140550097
DateSep 10, 2020
Book Page14055/97
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2040

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5 COLLEGE AVE # 1, 1, FREDERICK, MD 21701-4877
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128210266
DateJan 31, 2019
Book Page12821/0266
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term480 Months
DueJan 23, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 17, 2021
Property Address5 COLLEGE AVE # 1, 1, FREDERICK, MD 21701-4877
Document Number0146690207
Book / Page14669 / 207
Map ReferenceMB 80 PG 151&152
Instrument DateFeb 16, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5 COLLEGE AVE UNIT E, E, FREDERICK, MD 21701-4877
InvestorPossibly a Property Investor

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 8, 2019
Property Address5 COLLEGE AVE # 1, 1, FREDERICK, MD 21701-4877
Document Number0128640210
Book / Page12864 / 0210
Map ReferenceMB 80 PG 151&152
Instrument DateFeb 28, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyBLUE RIDGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 COLLEGE AVE UNIT E, E, FREDERICK, MD 21701-4877

Mortgage

Document Number0128640214
DateMar 8, 2019
Book Page12864/0214
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$620,000 Land $186,000 Building $434,000$620,000 Land $186,000 Building $434,000
2024$9,739.00 (+7.26%)
2023$9,080.00 Homeowner's exemption$523,333$620,000 Land $186,000 Building $434,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 College Ave, #1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2015–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 College Ave, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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