Bergen County and Oakland Borough property record for 5 Colgate Rd, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,084 sqft · built 1955 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,890 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-04907-0000-00011 |
| Primary APN | 42-04907-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 14,854 sqft (0.341 acres) |
| Lot Dimensions | 125 ft deep x 106 ft wide |
| Old Parcel Number | 42035021400009 |
|---|---|
| Street Address | 5 COLGATE RD |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.341 AC |
| Legal Block | 4907 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 39200 |
5 Colgate Rd is owned and occupied by two individuals.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 COLGATE RD, OAKLAND, NJ 07436-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 COLGATE RD, OAKLAND, NJ 07436-3601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 COLGATE RD, OAKLAND, NJ 07436-3601 |
| Document Number | 0056960735 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 5696/735 |
| Instrument | 2026001340 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 5 Colgate Rd was $10,890, up 4% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,000 (+8.15%) Land $355,100 Building $183,900 | $539,000 (+8.15%) Land $355,100 Building $183,900 | |
| 2025 | $10,890.00 (+3.95%) | $498,400 Land $343,400 Building $155,000 | $498,400 Land $343,400 Building $155,000 |
| 2024 | $10,476.00 | ||
| 2023 | $437,000 Land $299,900 Building $137,100 | $437,000 Land $299,900 Building $137,100 | |
| 2022 | $9,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Colgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Colgate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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