Flagler County property record for 5 Cole Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,964 sqft · built 1979 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,000 (Dec 2019) |
| Tax Bill | $2,320 (2024) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00010-0270 |
| Primary APN | 07-11-31-7008-00010-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Heated Area |
| Gross Area | 3,790 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,602 sqft (0.289 acres) |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Pool Type | Concrete Pool |
| Pool Area | 128 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5 COLE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 08 BLOCK 00001 LOT 0027 SUBDIVISION COMPLETION YEAR 1975 OR BOOK 112 PAGE 497 OR 361 PG 903 OR 1426 PG 143 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60103 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 COLE CT, PALM COAST, FL 32137-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 30, 2017 | Grant Deed, Transfer · Conventional Mortgage RL & DL PARTNERS LLC |
| Jun 2, 2017 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 2019048642 |
| Deed Book / Page | 2409 / 0716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 5 COLE CT, PALM COAST, FL 32137-8134 |
| Document Number | 0024090716 |
| Book / Page | 002409 / 000716 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 48642 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,569.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 COLE CT PALM COAST FL 321378134, PALM COAST, FL 32137-8134 |
| Document Number | 24090718 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 002409/000718 |
| Instrument | 48643 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 30, 2017 |
| Property Address | 5 COLE CT, PALM COAST, FL 32137-8134 |
| Document Number | 0022271414 |
| Book / Page | 002227 / 001414 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 30839 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | PREMIUM TITLE INC, PREMIER TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 CLUB HOUSE DR #105 PALM COAST FL 321371805, 105, PALM COAST, FL 32137-1805 |
| Document Number | 22271417 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 002227/001417 |
| Instrument | 30840 |
| Name | RL & DL PARTNERS LLC |
|---|---|
| Address | 314 RIO PINAR DR, ORMOND BEACH, FL 32174-3829 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 5 COLE CT, PALM COAST, FL 32137-8134 |
| Document Number | 0022090341 |
| Book / Page | 002209 / 000341 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 19436 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1761 E SAINT ANDREW PL SANTA ANA CA 927054934, SANTA ANA, CA 92705-4934 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354,559 (+6.47%) | $503,957 (+8.4%) Land $61,500 Building $442,457 | |
| 2024 | $2,320.00 | ||
| 2023 | $2,320.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $333,020 (+3%) | $464,892 (+15.09%) Land $61,500 Building $403,392 |
| 2022 | $2,320.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $323,320 | $403,934 Land $61,500 Building $342,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2009–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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