5 Cole Ave, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 5 Cole Ave, Sutton, MA 01590 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,968 sqft · built 1855
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jan 2020)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0016 P:128`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0016 P:128`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	1,402 sqft
Basement Area	938 sqft
Unfinished Basement	938 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 COLE AVE
City	SUTTON
State	MA
Zip	01590-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2011
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records · APN SUTT M:0016 P:128

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 COLE AVE, SUTTON, MA 01590-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Aug 13, 2020	Deed of Trust, Mortgage SHAMROCK HM LNS
Jan 24, 2020	Quit Claim Deed, Transfer · Conventional with PMI SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Feb 11, 1985 · Amount on Record
Deed Document Number	20207664
Deed Book / Page	61788 / 396
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	5 COLE AVE, SUTTON, MA 01590-1829
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069297-253
Date	Jun 26, 2023
Book Page	69297/253
Instrument	49939

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	5 COLE AVE, SUTTON, MA 01590-1829
Document Number	63051-324
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COLE AVE SUTTON MA 015901829, SUTTON, MA 01590-1829

Mortgage

Document Number	63051-324
Date	Aug 18, 2020
Book Page	063051/000324
Instrument	92755

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 24, 2020
Property Address	5 COLE AVE, SUTTON, MA 01590-1829
Document Number	61788-396
Book / Page	061788 / 000396
Instrument Date	Nov 27, 2019
Instrument	7664
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,213.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COLE AVE SUTTON MA 015901829, SUTTON, MA 01590-1829

Mortgage

Document Number	61789-1
Date	Jan 24, 2020
Book Page	061789/000001
Instrument	7665

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (-1.87%)	$322,800 (+3.53%) Land $112,700 Building $210,100	$417,620 (-11.82%)
2024	$3,954.00 (+4.58%)	$311,800 (+14.21%) Land $102,400 Building $209,400	$473,575
2023	$3,781.00	$273,000 Land $66,100 Building $206,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277511022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Sutton Center Historic District listed 2001 · 121 contributing resources · NRIS 01000541

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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