Norfolk County and Needham Town property record for 5 Cogswell Ct, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,674 sqft · built 1989 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $410,000 (Aug 1990) |
| Tax Bill | $16,450 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0160000700000 |
| Primary APN | M:0160000700000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 3,317 sqft |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 1,454 sqft |
| Unfinished Basement | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 COGSWELL CT |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAM |
| Legal Block | 7 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 403100 |
Source: Norfolk County and Needham Town records · APN M:0160000700000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5 COGSWELL CT, NEEDHAM, MA 02492-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 09, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 1990 · Amount on Record |
| Deed Sale | Aug 30, 1990 · Amount on Record |
| Prior Sale | Jan 18, 1990 · Amount on Record |
| Last Transfer Date | Feb 20, 2025 |
| Transfer Doc | 042262-292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 5 COGSWELL CT, NEEDHAM, MA 02492-4404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042659-220 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 42659/220 |
| Instrument | 66380 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 5 COGSWELL CT, NEEDHAM, MA 02492-4404 |
| Document Number | 37830-461 |
| Instrument Date | Apr 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 COGSWELL CT NEEDHAM MA 024924404, NEEDHAM, MA 02492-4404 |
| Document Number | 37830-461 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 037830/000461 |
| Instrument | 39434 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 5 COGSWELL CT, NEEDHAM, MA 02492-4404 |
| Document Number | 36037-244 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 COGSWELL CT NEEDHAM MA 024924404, NEEDHAM, MA 02492-4404 |
| Document Number | 36037-244 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 036037/000244 |
| Instrument | 45699 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 05, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,450.00 (+6.44%) | $1,551,900 (+30.95%) Land $800,700 Building $751,200 | $1,776,215 (-11.16%) |
| 2024 | $1,999,275 | ||
| 2023 | $15,454.00 | $1,185,100 Land $589,400 Building $595,700 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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