5 Cochran St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 5 Cochran St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,928 sqft · built 1880
Lot Size	0.073 acres (3,167 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2014)
Tax Bill	$4,264 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`126-00046`

Property Details

APN / Parcel Number

Primary APN	`126-00046`
Alternative APN	`CHIC M:0126 P:00046`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,928 sqft Living Area
Gross Area	5,720 sqft
1st Floor Area	1,488 sqft
Attic	Attic
Attic Area	1,216 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,167 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	126-00046
Street Address	5 COCHRAN ST
City	CHICOPEE
State	MA
Zip	01020-2601
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3001
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 PLUMTREE WAY, FEEDING HILLS, MA 01030-1092
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BANK
Jan 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	201459957
Deed Book / Page	20514 / 525
Transfer Doc	020423-571
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Apr 17, 2026
Property Address	5 COCHRAN ST, CHICOPEE, MA 01020-2601
Document Number	026294-249
Book / Page	26294 / 249
Instrument Date	Apr 17, 2026
Instrument	202616535
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COCHRAN ST, CHICOPEE, MA 01020-2601

Mortgage

Document Number	0000016535,
Date	Apr 17, 2026
Book Page	26294/249
Instrument	202616535

Lender

Name	WESTFIELD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	5 COCHRAN ST, CHICOPEE, MA 01020-2601
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023046-177
Date	Jan 15, 2020
Book Page	23046/177
Instrument	2408

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,264.00 (+10.72%)	$279,800 (+10.16%) Land $67,900 Building $211,900	$384,380
2025	$3,851.00 (+5.8%)	$254,000 (+3%) Land $60,800 Building $193,200
2024	$3,640.00 (+7.22%)	$246,600 (+10.04%) Land $59,600 Building $187,000
2023	$3,395.00	$224,100 Land $54,200 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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