5 Cobblestone Dr, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 5 Cobblestone Dr, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 4,866 sqft · built 2006
Owner	2 Individual Names on File
Tax Bill	$16,787 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:013 B:0665 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:013 B:0665 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,866 sqft Living Area
Gross Area	5,561 sqft
Basement Area	1,432 sqft
Unfinished Basement	143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 COBBLESTONE DR
City	WINCHESTER
State	MA
Zip	01890-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG
Legal Block	665
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	338200

Owner

5 Cobblestone Dr, a condominium, is owned and occupied by two individuals who acquired it in August 2018.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 COBBLESTONE DR, WINCHESTER, MA 01890-1654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · ARM POLI MORTGAGE GROUP INC
Jul 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Aug 24, 2018	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018
Deed Sale	Aug 24, 2018
Prior Sale	Jun 10, 2014
Deed Book / Page	71525 / 35
Transfer Doc	0059094-80
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 COBBLESTONE DR, WINCHESTER, MA 01890-1654
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71605-99
Date	Sep 12, 2018
Book Page	71605/99
Instrument	140739

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 COBBLESTONE DR, WINCHESTER, MA 01890-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72939-263
Date	Jul 17, 2019
Book Page	72939/263
Instrument	101853

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 COBBLESTONE DR, WINCHESTER, MA 01890-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75949-421
Date	Oct 21, 2020
Book Page	75949/421
Instrument	192660

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 24, 2018
Property Address	5 COBBLESTONE DR, WINCHESTER, MA 01890-1654
Document Number	71525-35
Book / Page	071525 / 000035
Instrument Date	Aug 23, 2018
Instrument	130765
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COBBLESTONE DR WINCHESTER MA 018901654, WINCHESTER, MA 01890-1654

Tax Assessment & Valuation

The 2026 property tax bill for 5 Cobblestone Dr was $16,787, up 10,136% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,787.00 (+10,135.98%)	$1,515,100 (+2.23%) Building $1,515,100	$1,632,851 (+15.22%)
2025	$164.00 (-98.98%)	$1,482,100 (+4.07%) Building $1,482,100	$1,417,115
2024	$16,135.00 (-0.03%)	$1,424,100 (+4.12%) Building $1,424,100
2023	$16,140.00	$1,367,800 Building $1,367,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cobblestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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