Essex County and Andover Town property record for 5 Cloverfield Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,851 sqft · built 1964 |
| Lot Size | 1.78 acres (77,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 1995) |
| Tax Bill | $12,582 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00168 B:00004 L:00000 |
| Primary APN | ANDO M:00168 B:00004 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 5,713 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 77,580 sqft (1.78 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 CLOVERFIELD DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | ANDOVER |
| Legal Block | 4 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 254402 |
5 Cloverfield Dr is owned and occupied by an individual who acquired it in January 2026.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 CLOVERFIELD DR, ANDOVER, MA 01810-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| May 8, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEEDHAM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 1995 · Amount on File |
| Deed Sale | Dec 11, 1995 · Amount on File |
| Prior Sale | Jun 29, 1990 · Amount on File |
| Deed Document Number | 1995 |
| Deed Book / Page | 4398 / 157 |
| Last Transfer Date | Jan 2, 2026 |
| Transfer Doc | 018575-135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 8, 2026 |
| Property Address | 5 CLOVERFIELD DR, ANDOVER, MA 01810-2417 |
| Document Number | 018575-153 |
| Book / Page | 18575 / 153 |
| Instrument Date | May 4, 2026 |
| Instrument | 20267122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 CLOVERFIELD DR, ANDOVER, MA 01810-2417 |
| Document Number | 0000007122, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 18575/153 |
| Instrument | 20267122 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 8, 2026 |
| Property Address | 5 CLOVERFIELD DR, ANDOVER, MA 01810-2417 |
| Document Number | 018575-135 |
| Book / Page | 18575 / 135 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 20267120 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CLOVERFIELD DR, ANDOVER, MA 01810-2417 |
| Date | May 8, 2026 |
|---|
| Name | NEEDHAM BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 5 Cloverfield Dr was $12,582, up 7.9% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,582.00 (+7.91%) | $1,007,400 (+11.28%) Land $578,400 Building $429,000 | $1,010,135 |
| 2024 | $11,660.00 (+10.12%) | $905,300 (+16.8%) Land $486,300 Building $419,000 | |
| 2023 | $10,588.00 | $775,100 Land $417,500 Building $357,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cloverfield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cloverfield Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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