5 Clover Pl, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 5 Clover Pl, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,229 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,585,000 (Jul 2018)
Tax Bill	$14,320 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08A-1140S`

Property Details

APN / Parcel Number

Primary APN	`08A-1140S`
Alternative APNs	`GREE M:08A B:1140/S` `384/047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,229 sqft Living Area
Basement Area	1,592 sqft
Unfinished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	384/047
Street Address	5 CLOVER PL
City	COS COB
State	CT
Zip	06807-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	1140/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2004
Census Tract	10202

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CLOVER PL, COS COB, CT 06807-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Jul 18, 2018	Warranty Deed, Transfer FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	20185683
Deed Book / Page	7409 / 344
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	5 CLOVER PL, COS COB, CT 06807-2202
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008471-270
Date	Aug 18, 2025
Book Page	8471/270
Instrument	4955

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2032
Index	Other

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	5 CLOVER PL, COS COB, CT 06807-2202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7337-315
Date	Jan 3, 2018
Book Page	7337/315

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jul 18, 2018
Property Address	5 CLOVER PL, COS COB, CT 06807-2202
Document Number	7409-344
Book / Page	7409 / 344
Instrument	5683
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	74100001
Date	Jul 18, 2018
Instrument	07410/0001

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Max Rate At Change	80.1%

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,320.00 (+4.92%)	$1,365,910 (+23.69%) Land $924,000 Building $441,910	$2,610,969 (+237.76%)
2025	$13,648.00 (+0.01%)	$1,104,320 (-) Land $770,000 Building $334,320	$773,024 Land $539,000 Building $234,024
2024	$13,647.00 (+6.2%)
2023	$12,850.00 (+0.92%)	$1,104,320 (-) Land $770,000 Building $334,320
2022	$12,733.00	$1,104,320 Land $770,000 Building $334,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: Frontier.

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