Essex County and Cedar Grove Township property record for 5 Clover Ct, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1970 |
| Lot Size | 0.387 acres (16,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 1999) |
| Tax Bill | $13,422 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00130-0000-00021 |
| Primary APN | 04-00130-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 16,849 sqft (0.387 acres) |
| Lot Dimensions | 162 ft deep x 104 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 040013000021 |
|---|---|
| Street Address | 5 CLOVER CT |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 104X162 |
| Legal Block | 130 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21400 |
5 Clover Ct is owned and occupied by two individuals who bought it in February 1999.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CLOVER CT, CEDAR GROVE, NJ 07009-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 1999 · Amount on File |
| Deed Sale | Feb 8, 1999 · Amount on File |
| Prior Sale | Jun 28, 1990 |
| Deed Book / Page | 5592 / 661 |
| Prior Transfer Date | Jun 19, 1990 |
| Prior Transfer Doc | 5129000738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 CLOVER CT, CEDAR GROVE, NJ 07009-1932 |
| Document Number | 0000078046 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 CLOVER CT CEDAR GROVE NJ 070091932, CEDAR GROVE, NJ 07009-1932 |
| Document Number | 0000078046 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 78046 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 31, 2032 |
The 2025 property tax bill for 5 Clover Ct was $13,422, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,100 (+55.78%) Land $448,600 Building $329,500 | $778,100 (+55.78%) Land $448,600 Building $329,500 | |
| 2025 | $13,422.00 (+2.8%) | $499,500 Land $315,800 Building $183,700 | $499,500 Land $315,800 Building $183,700 |
| 2024 | $13,056.00 | ||
| 2023 | $499,500 Land $315,800 Building $183,700 | $499,500 Land $315,800 Building $183,700 | |
| 2022 | $12,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Clover Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Clover Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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