5 Cliff St, Wolcott, CT 06716 Property Records

Wolcott Town property record for 5 Cliff St, Wolcott, CT 06716

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 1988
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0497700`

Property Details

APN / Parcel Number

Primary APN	`S0497700`
Alternative APN	`WOLC M:102 B:4 L:185`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	1,628 sqft
Basement Area	1,560 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	S0497700
Street Address	5 CLIFF ST
City	WOLCOTT
State	CT
Zip	06716-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Block	4
Legal Lot Number	185
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	1
Census Block	1002
Census Tract	361200

Owner

Source: Wolcott Town records · APN S0497700

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CLIFF ST, WOLCOTT, CT 06716-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FD COMMUNITY FEDERAL CREDIT UNION
Jun 03, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 03, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 19, 2021
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	5 CLIFF ST, WOLCOTT, CT 06716-1705
Transaction Type	Mortgage
Record Updated	Jul 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000537-23
Date	Jul 28, 2021
Book Page	537/23

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOLCOTT CT
Recording Date	Jun 03, 2021
Property Address	5 CLIFF ST, WOLCOTT, CT 06716-1705
Document Number	534-873
Book / Page	534 / 873
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLIFF ST, WOLCOTT, CT 06716-1705

Mortgage

Document Number	534-876
Date	Jun 03, 2021
Book Page	534/876

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOLCOTT CT
Recording Date	Jun 03, 2021
Property Address	5 CLIFF ST, WOLCOTT, CT 06716-1705
Document Number	000534-873
Book / Page	534 / 873
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Jul 25, 2024
Title Company	FIDELITY NATIONAL TITLE (AKA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLIFF ST, WOLCOTT, CT 06716-1705

Mortgage

Document Number	0000534876
Date	Jun 03, 2021
Instrument	534/876

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Wolcott Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,861.00	$218,800 (-) Land $44,010 Building $174,790	$153,160 Land $30,807 Building $122,353
2024	$7,861.00 (+12.73%)
2023	$6,973.00 (+3.47%)	$218,800 (-) Land $44,010 Building $174,790
2022	$6,739.00	$218,800 Land $44,010 Building $174,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 161 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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