5 Clay Ave, Texarkana, TX 75503 Property Records

Bowie County property record for 5 Clay Ave, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	1,803 sqft · built 1976
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,287 (Feb 2022)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17040003400`

Property Details

APN / Parcel Number

Primary APN	`17040003400`
Alternative APN	`38081`

Interior

Building Area	1,803 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	96 sqft

Location & Zoning

Account Number	17040003400
Street Address	5 CLAY AVE
City	TEXARKANA
State	TX
Zip	75503-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH HIGHLAND ESTATES LOT 3 2022-1732 02/14/22 BLK/TRACT 4 0.44 ACRES
Legal Subdivision	NORTH HIGHLAND ESTATES
Legal Block	4
Legal Lot Number	3
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	2
Census Block	2009
Census Tract	10903

Owner

Source: Bowie County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CLAY AVE, TEXARKANA, TX 75503-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 19, 2018	Vendor's Lien, Transfer RED RIVER EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20221732
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	0202201732
Record Updated	Sep 20, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GAINES TX
Recording Date	Feb 14, 2022
Property Address	5 CLAY AVE, TEXARKANA, TX 75503-2201
Document Number	0202201732
Map Reference	VOL 425 PG 75
Instrument Date	Feb 11, 2022
Instrument	2022-01732
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLAY AVE, TEXARKANA, TX 75503-2201

Mortgage

Document Number	0202201733
Date	Feb 14, 2022
Instrument	2022-01733

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOWIE TX
Recording Date	Feb 14, 2022
Property Address	5 CLAY AVE, TEXARKANA, TX 75503-2201
Document Number	202200001732
Map Reference	VOL 425 PG 75
Instrument Date	Feb 11, 2022
Instrument	2022-00001732
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLAY AVE, TEXARKANA, TX 75503-2201

Mortgage

Document Number	202200001733
Date	Feb 14, 2022
Instrument	2022-00001733

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Nov 19, 2018
Property Address	5 CLAY AVE, TEXARKANA, TX 75503-2201
Document Number	201812087
Map Reference	VOL425 PG75
Instrument Date	Nov 13, 2018
Instrument	2018-12087
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLAY AVE, TEXARKANA, TX 75503-2201

Mortgage

Document Number	201812088
Date	Nov 19, 2018
Instrument	2018-12088

Lender

Name	RED RIVER EMPLOYEES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Pleasant Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (-6.54%) Homeowner's exemption	$236,497 (+7.69%) Land $25,000 Building $211,497	$236,497 (-) Land $25,000 Building $211,497
2024	$3,882.00 (+5.66%)		$236,497 (+7.69%) Land $25,000 Building $211,497
2023	$3,674.00 (-13.35%) Homeowner's exemption	$219,602 Land $25,000 Building $194,602	$219,602 Land $25,000 Building $194,602
2021	$4,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Four States Fiber.

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