5 Clarke Ct, Thurmont, MD 21788 Property Records

Frederick County property record for 5 Clarke Ct, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,552 sqft · built 2025
Lot Size	0.266 acres (11,588 sqft)
Owner	2 Individual Names on File
Last Sale	$599,151 (Dec 2025)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-607434`

Property Details

APN / Parcel Number

Primary APN	`15-607434`
Alternative APN	`607434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,552 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	1,652 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	11,588 sqft (0.266 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	607434
Street Address	5 CLARKE CT
City	THURMONT
State	MD
Zip	21788-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 11,588 SQ FT HAMMAKER HILLS
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2005
Census Tract	753001

Owner

Source: Frederick County records · APN 15-607434

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 CLARKE CT, THURMONT, MD 21788-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2025 · Amount on Record
Deed Sale	Dec 03, 2025 · Amount on Record
Deed Book / Page	17626 / 164
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 03, 2025
Property Address	5 CLARKE CT, THURMONT, MD 21788-2071
Document Number	0176260164
Book / Page	17626 / 164
Map Reference	MB 111 PL 50
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,995.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 CLARKE CT, THURMONT, MD 21788-2071

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,000 Land $106,500 Building $344,500	$451,000 Land $106,500 Building $344,500
2025	$1,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF THURMONT serves 6,200 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.