5 Circle Dr, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 5 Circle Dr, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,073 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,414 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:27B B:0009 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:27B B:0009 L:0`
Alternative APN	`1598`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	6,372 sqft
Basement Area	1,425 sqft
Unfinished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1598
Street Address	5 CIRCLE DR
City	IPSWICH
State	MA
Zip	01938-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	9
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1009
Census Tract	223300

Owner

Source: Essex County and Ipswich Town records · APN IPSW M:27B B:0009 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5 CIRCLE DR, IPSWICH, MA 01938-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	5 CIRCLE DR, IPSWICH, MA 01938-1100
Transaction Type	Mortgage
Record Updated	Jan 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041364-216
Date	Dec 21, 2022
Book Page	41364/216
Instrument	20221221000470

Lender

Name	BROOKLINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 01, 2062

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,414.00 (+8.56%)	$934,000 (+10.79%) Land $348,900 Building $585,100	$869,440
2024	$9,593.00 (-1%)	$843,000 (+6.4%) Land $348,500 Building $494,500
2023	$9,690.00	$792,300 Land $322,300 Building $470,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 165 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.