5 Circle Dr, Black Mountain, NC 28711 Property Records

Buncombe County property record for 5 Circle Dr, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1954
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on Record
Last Sale	$80,000 (May 2006)
Tax Bill	$730 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0629-37-2601-00000`

Property Details

APN / Parcel Number

Primary APN	`0629-37-2601-00000`
Alternative APN	`062906371537000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Flooring	Softwood

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	96 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	062906371537000
Street Address	5 CIRCLE DR
City	BLACK MOUNTAIN
State	NC
Zip	28711-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 05/05/2006 DEE
Legal Description	DEED DATE: 05/05/2006 DEED: 4219-0057 SUBDIV: JOE HOLLIFIELD PROP BLOCK: LOT: PT 13 SECTION: PLAT: 0025-0051
Legal Subdivision	JOE HOLLIFIELD PROP
Legal Lot Number	13
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1017
Census Tract	3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	0000421957
Deed Book / Page	4219 / 57
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063870930
Date	Feb 26, 2024
Book Page	6387/930

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063050613
Date	Mar 24, 2023
Book Page	6305/613

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	BLACK MOUNTAIN, NC 28711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061500861
Date	Nov 18, 2021
Book Page	6150/861

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060531345
Date	Apr 21, 2021
Book Page	6053/1345

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 CIRCLE DR, BLACK MOUNTAIN, NC 28711-9482
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060360142
Date	Mar 17, 2021
Book Page	6036/142

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (+7.99%)	$111,800 (-)
2023	$676.00	$111,800	$111,800 (-) Land $34,400 Building $77,400
2021			$111,800 Land $34,400 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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