Bergen County and Upper Saddle River Borough property record for 5 Cider Hill, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,540 sqft · built 1972 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $755,000 (Jun 2004) |
| Tax Bill | $16,232 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00912-0000-00001 |
| Primary APN | 63-00912-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,540 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 41,818 sqft (0.96 acres) |
| Account Number | 101148 |
|---|---|
| Street Address | 5 CIDER HL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .960 AC |
| Legal Subdivision | EAST HILL ESTATES SEC 1 |
| Legal Block | 912 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53201 |
5 Cider Hill is owned and occupied by two individuals who bought it in June 2004.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2004 · Amount on File |
| Deed Sale | Jun 8, 2004 · Amount on File |
| Prior Sale | Dec 18, 1997 · Amount on File |
| Deed Book / Page | 8689 / 251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044561373 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4456/1373 |
| Instrument | 2021169523 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 0027811714 |
| Book / Page | 002781 / 001714 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5 CIDER HL UPPER SADDLE RIVER NJ 074581714, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 0027811714 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 002781/001714 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5 Cider Hill was $16,232, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,700 (-) Land $278,400 Building $348,300 | $626,700 (-) Land $278,400 Building $348,300 | |
| 2025 | $16,232.00 (+1.74%) | $626,700 Land $278,400 Building $348,300 | $626,700 Land $278,400 Building $348,300 |
| 2024 | $15,955.00 | ||
| 2023 | $626,700 Land $278,400 Building $348,300 | $626,700 Land $278,400 Building $348,300 | |
| 2022 | $15,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cider Hill in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cider Hill is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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