Bergen County and Rutherford Borough property record for 5 Chestnut St, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,492 sqft · built 1908 |
| Lot Size | 0.029 acres (1,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2019) |
| Tax Bill | $9,600 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00077-0000-00014 |
| Primary APN | 56-00077-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,492 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,259 sqft (0.029 acres) |
| Lot Dimensions | 60 ft deep x 21 ft wide |
| Street Address | 5 CHESTNUT ST |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 21X60 |
| Legal Block | 77 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51300 |
5 Chestnut St is owned and occupied by an individual who bought it in June 2019.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Jun 11, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on File |
| Deed Sale | Jun 11, 2019 · Amount on File |
| Prior Sale | Feb 4, 2002 · Amount on File |
| Deed Document Number | 201936538 |
| Deed Book / Page | 3263 / 1973 |
| Prior Transfer Date | May 7, 2013 |
| Prior Transfer Doc | 0013881577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044230829 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 4423/829 |
| Instrument | 2021159488 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
| Document Number | 0041480589 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 4148/589 |
| Instrument | 2021077654 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 11, 2019 |
| Property Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
| Document Number | 0032631973 |
| Book / Page | 3263 / 1973 |
| Instrument Date | May 2, 2019 |
| Instrument | 19-036538 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CHESTNUT ST, RUTHERFORD, NJ 07070-1216 |
The 2025 property tax bill for 5 Chestnut St was $9,600, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,000 (-) Land $180,900 Building $119,100 | $300,000 (-) Land $180,900 Building $119,100 | |
| 2025 | $9,600.00 (+2.53%) | $300,000 Land $180,900 Building $119,100 | $300,000 Land $180,900 Building $119,100 |
| 2024 | $9,363.00 | ||
| 2023 | $300,000 Land $180,900 Building $119,100 | $300,000 Land $180,900 Building $119,100 | |
| 2022 | $8,907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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