5 Chestnut St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 5 Chestnut St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,830 sqft · built 1860
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jul 2019)
Tax Bill	$8,178 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit Jul 2019 Sale & Mortgage
APN	`407403 64.059-9-4`

Property Details

APN / Parcel Number

Primary APN	`407403 64.059-9-4`
Alternative APN	`740306405900090040000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,830 sqft Living Area
1st Floor Area	1,764 sqft
2nd Floor Area	800 sqft
Upper Floors Area	228 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Porch	Slab
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.059-9-4
Street Address	5 CHESTNUT ST
City	POTSDAM
State	NY
Zip	13676-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	2001SP100,000
Legal Subdivision	WILLIAM H PARKERS MAP OF LAND
Legal Block	9
Legal Lot Number	4.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3004
Census Tract	490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CHESTNUT ST, POTSDAM, NY 13676-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit NORTH CNTY SVGS BK
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	May 10, 2001 · Amount on Record
Deed Document Number	20199242
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	5 CHESTNUT ST, POTSDAM, NY 13676-1801
Document Number	0000013877
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHESTNUT ST POTSDAM NY 136761801, POTSDAM, NY 13676-1801

Mortgage

Document Number	0000013877
Date	Sep 23, 2019
Instrument	13877

Lender

Name	NORTH CNTY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 10, 2019
Property Address	5 CHESTNUT ST, POTSDAM, NY 13676-1801
Document Number	0000009242
Instrument Date	Jun 21, 2019
Instrument	9242
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 NOYES RD POTSDAM NY 136763449, POTSDAM, NY 13676-3449

Mortgage

Document Number	9243
Date	Jul 10, 2019
Instrument	9243

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,178.00 (+6.43%)
2025	$7,684.00	$200,000 (+55.52%) Land $25,900 Building $174,100	$200,000 (+15.09%) Land $25,900 Building $174,100
2023		$128,600 Land $10,900 Building $117,700	$173,784 Land $14,730 Building $159,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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