Tioga County property record for 5 Chestnut St, Gaines, PA 16921
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,528 sqft · built 1901 |
| Lot Size | 0.146 acres (6,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Sep 2022) |
| Tax Bill | $2,719 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15/10B00/007./000 |
| Primary APN | 15/10B00/007./000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Lot Area | 6,375 sqft (0.146 acres) |
| Cooling System | None |
|---|---|
| Heating System | Other |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00006897 |
|---|---|
| Street Address | 5 CHESTNUT ST |
| City | GAINES |
| State | PA |
| Zip | 16921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950900 |
Source: Tioga County records, as of April 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9 STICKLEY ST, WELLSBORO, PA 16901-1011 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK |
| Sep 12, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Deed Document Number | 20227454 |
| Last Transfer Date | Apr 23, 2024 |
| Transfer Doc | 0202403060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 5 CHESTNUT ST, GAINES, PA 16921 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9 STICKLEY ST, WELLSBORO, PA 16901-1011 |
| Document Number | 0202403061 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 202403061 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 1 PEARL ST, WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TIOGA PA |
| Recording Date | Sep 12, 2022 |
| Property Address | 5 CHESTNUT ST, GAINES, PA 16921 |
| Document Number | 0202207454 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 202207454 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | SIX WEST SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 HIBERNIA RD, COATESVILLE, PA 19320-1380 |
| Name | Verified Name |
|---|---|
| Address | 9 STICKLEY ST, WELLSBORO, PA 16901-1011 |
| Document Number | 0202207455 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202207455 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2037 |
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Gaines Township |
| Unified School District | Galeton Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,719.00 (+110.29%) | $189,050 (+225.05%) Land $9,050 Building $180,000 | |
| 2024 | $1,293.00 | $58,160 Land $9,050 Building $49,110 | |
| 2023 | $189,050 Land $9,050 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1984–2024) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATROUS WATER ASSOCIATION private · serves 75 people · EPA ID PA2590029 |
|---|---|
| Water Source | Purchased surface water from GALETON BOROUGH AUTHORITY |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Tri-Co Connections.
5G (outdoors only) and 4G LTE
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