5 Cheryl St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 5 Cheryl St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,602 sqft · built 1959
Lot Size0.619 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (May 2015)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN392615 63.14-3-23

Property Details

APN / Parcel Number

Primary APN392615 63.14-3-23
Alternative APNs
  • 261506301400030230000000
  • 00406580000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,602 sqft Living Area
1st Floor Area1,040 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area27,007 sqft (0.619 acres)
Lot Dimensions258 ft deep x 103 ft wide
PorchPorch
Porch Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00406580000
Old Parcel Number261506301400030230000000
Street Address5 CHERYL ST
CitySPRING VALLEY
StateNY
Zip10977-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGLE RESIDENCE
Legal DescriptionLOT:23.000 BLK:3 SEC:63.14 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal SubdivisionROSE DEV CORP
Legal Block3
Legal Lot Number23.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group3
Census Block3008
Census Tract12504

Owner

5 Cheryl St is owned and occupied by an individual who bought it in May 2015.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5 CHERYL ST, SPRING VALLEY, NY 10977-6509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2015 · Amount on File
Deed SaleMay 18, 2015 · Amount on File
Prior SaleMay 18, 2015 · Amount on File
Deed Document Number0201513718
Deed Book / Page2015 / 13718
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address5 CHERYL ST, SPRING VALLEY, NY 10977-6509
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034414
DateSep 22, 2022
Instrument2022-00034414
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityChestnut Ridge Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$62,200 (+13.5%) Land $14,000 Building $48,200$801,546 (+1,612.71%) Land $180,412 Building $621,134
2023$54,800 Land $14,000 Building $40,800$46,800 Land $11,956 Building $34,844

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Cheryl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cheryl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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