Essex County and Ipswich Town property record for 5 Cherry St, Ipswich, MA 01938 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,035 sqft · built 1955 |
| Lot Size | 0.427 acres (18,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Oct 2014) |
| Tax Bill | $6,413 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:41D B:0072 L:0 |
| Primary APN | IPSW M:41D B:0072 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,035 sqft Living Area |
| Gross Area | 3,347 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,620 sqft (0.427 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3998 |
|---|---|
| Street Address | 5 CHERRY ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 72 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 223300 |
Source: Essex County and Ipswich Town records · APN IPSW M:41D B:0072 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CHERRY ST, IPSWICH, MA 01938-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 06, 2018 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Oct 07, 2020 | Deed of Trust, Mortgage · Balloon Mortgage HARVARD UNIVERSITY CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2014 · Amount on Record |
| Deed Sale | Oct 31, 2014 · Amount on Record |
| Deed Book / Page | 33645 / 291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 5 CHERRY ST, IPSWICH, MA 01938-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37199-269 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 37199/269 |
| Instrument | 20181206000320 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 5 CHERRY ST, IPSWICH, MA 01938-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38223-363 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 38223/363 |
| Instrument | 20200129001420 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 5 CHERRY ST, IPSWICH, MA 01938-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39030-377 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 39030/377 |
| Instrument | 20201007002160 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2045 |
Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,413.00 (+4.5%) | $575,200 (+6.66%) Land $324,800 Building $250,400 | $498,275 |
| 2024 | $6,137.00 (+13.99%) | $539,300 (+22.51%) Land $324,700 Building $214,600 | |
| 2023 | $5,384.00 | $440,200 Land $252,500 Building $187,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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