5 Chauncy Ln, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 5 Chauncy Ln, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,122 sqft · built 1968
Lot Size	0.048 acres (2,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Aug 2022)
Tax Bill	$18,517 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173-86`

Property Details

APN / Parcel Number

Primary APN	`173-86`
Alternative APN	`CAMB M:00173 L:00086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,122 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	766 sqft
Basement Area	482 sqft
Unfinished Basement	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Other
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	2,070 sqft (0.048 acres)
Garage Type	Covered
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 CHAUNCY LN
City	CAMBRIDGE
State	MA
Zip	02138-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Lot Number	86
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	354000

Owner

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit EAST CAMBRIDGE SAVINGS BANK
May 21, 2025	Deed of Trust, Mortgage · Line of Credit EAST CAMBRIDGE SAVINGS BANK
Aug 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Nov 1, 2017
Deed Document Number	2022123558
Deed Book / Page	80568 / 481
Last Transfer Date	Jun 2, 2025
Transfer Doc	084177-545
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Recording Date	Aug 11, 2026
Property Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401
Document Number	0000100996
Book / Page	86000 / 88
Instrument Date	Aug 6, 2026
Instrument	2026100996
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401

Mortgage

Document Number	0000100996,
Date	Aug 11, 2026
Book Page	86000/88
Instrument	2026100996

Lender

Name	EAST CAMBRIDGE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084120-113
Date	May 21, 2025
Book Page	84120/113
Instrument	55579

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Aug 11, 2022
Property Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401
Document Number	080568-481
Book / Page	80568 / 481
Instrument Date	Aug 11, 2022
Instrument	123558
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401

Mortgage

Document Number	0000123559
Date	Aug 11, 2022
Instrument	123559

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 1, 2017
Property Address	5 CHAUNCY LN, CAMBRIDGE, MA 02138-2401
Document Number	70169-594
Book / Page	070169 / 000594
Instrument Date	Oct 26, 2017
Instrument	7730
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 CHAUNCY LN CAMBRIDGE MA 021382401, CAMBRIDGE, MA 02138-2401

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,517.00 (+41.39%)	$2,776,200 (+34.61%) Land $982,600 Building $1,793,600	$1,450,546 (-37.87%)
2025	$13,096.00 (+5.17%)	$2,062,400 (-1.95%) Land $959,300 Building $1,103,100	$2,334,625 (+1.81%)
2024	$12,452.00 (+8.34%)	$2,103,400 (+7.25%) Land $1,047,900 Building $1,055,500	$2,293,205
2023	$11,493.00	$1,961,200 Land $1,042,100 Building $919,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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