5 Charmaine Ct, Novato, CA 94949 Property Records

Marin County property record for 5 Charmaine Ct, Novato, CA 94949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,653 sqft · built 1974
Lot Size	0.04 acres (1,725 sqft)
Owner	2 Trust Names on File
Last Sale	$765,000 (Dec 2025)
Tax Bill	$10,570 (2025)
Deeds & Mortgages	Sep 2026 Transfer Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-492-25`

Property Details

APN / Parcel Number

Primary APN	`160-492-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,653 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Colonial
Lot Area	1,725 sqft (0.04 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 CHARMAINE CT
City	NOVATO
State	CA
Zip	94949-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F4 546
Legal Subdivision	VILLAGE MARIN 01
Legal Lot Number	49
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2004
Census Tract	104200

Owner

5 Charmaine Ct is owner-occupied and held in a trust since August 2026.

Source: Marin County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 17, 2025	Grant Deed, Transfer · Conventional Mortgage ABBOTT LABORATORIES EMPLOYEES CU
Apr 21, 2021	Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC
Sep 8, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202532301
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000026085
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Sep 10, 2026
Property Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Document Number	0000026085
Instrument Date	Aug 28, 2026
Instrument	202626085
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Investor	Possibly a Property Investor

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Dec 17, 2025
Property Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Document Number	0000032301
Map Reference	MB 2873 PG 120
Instrument Date	Dec 15, 2025
Instrument	2025-0032301
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 CHARMAINE CT, NOVATO, CA 94949-6608

Mortgage

Document Number	0000032302
Date	Dec 17, 2025
Instrument	2025-0032302

Lender

Name	ABBOTT LABORATORIES EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Apr 21, 2021
Property Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Document Number	0000026917
Map Reference	VOL 15 PG 92
Instrument Date	Apr 19, 2021
Instrument	2021-0026917
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 CHARMAINE CT, NOVATO, CA 94949-6608

Mortgage

Document Number	0000026918
Date	Apr 21, 2021
Instrument	2021-0026918

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARIN CA
Recording Date	Sep 8, 2020
Property Address	5 CHARMAINE CT, NOVATO, CA 94949-6608
Document Number	0000041432
Instrument Date	Aug 25, 2020
Instrument	41432
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 HUDSON ST NEW YORK NY 100141633, NEW YORK, NY 10014-1633

Tax Assessment & Valuation

The 2025 property tax bill for 5 Charmaine Ct was $10,570.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,000 (-5.77%) Land $450,000 Building $315,000
2025	$10,570.00 Homeowner's exemption	$811,814 Land $405,907 Building $405,907
2023	$10,217.00 (+5.13%) Homeowner's exemption	$780,300 Land $390,150 Building $390,150
2022	$9,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Charmaine Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Charmaine Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Unwired, Verizon.

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