5 Charles St, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 5 Charles St, Orono, ME 04473

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,728 sqft · built 1946
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2025)
Tax Bill$4,368 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:004=004 L:017

Property Details

APN / Parcel Number

Primary APNM:004=004 L:017
Alternative APNs
  • ORON M:004-004 L:017
  • 2009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area4,028 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2009
Street Address5 CHARLES ST
CityORONO
StateME
Zip04473-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number17
JurisdictionORONO ME
Township / Civil DivisionORONO
Census Block Group2
Census Block2006
Census Tract6300

Owner

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 CHARLES ST, ORONO, ME 04473-4206
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2025 · Amount on Record
Deed SaleAug 1, 2025 · Amount on Record
Deed Document Number202520515
Deed Book / Page17581 / 21
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORONO ME
Recording DateAug 1, 2025
Property Address5 CHARLES ST, ORONO, ME 04473-4206
Document Number0175810021
Book / Page17581 / 21
Instrument DateJul 31, 2025
Instrument20515
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 CHARLES ST, ORONO, ME 04473-4206

Mortgage

Document Number0000020516
DateAug 1, 2025
Instrument20516
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionOrono Town
Unified School DistrictRegional School Unit 26 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,368.00 (+1.68%)$219,500 (+9.1%) Land $40,000 Building $179,500
2024$4,296.00 (+0.37%)$201,200 (+10.01%) Land $36,600 Building $164,600
2023$4,280.00 (-1.68%)$182,900 (-) Land $33,300 Building $149,600$193,610
2022$4,353.00$182,900 Land $33,300 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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