Buncombe County property record for 5 Chandra Ln, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,149 sqft · built 2008 |
| Lot Size | 1.16 acres (50,589 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jul 2008) |
| Tax Bill | $2,193 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 654546-2020-202 |
| Primary APN | 654546-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| 1st Floor Area | 2,149 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,589 sqft (1.16 acres) |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 654546-2020-202 |
|---|---|
| Street Address | 5 CHANDRA LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: MOUNT SOMA BLOCK: LOT: LOT 312 SECTION: PLAT: 0092-0116 |
| Legal Subdivision | MOUNT SOMA |
| Legal Block | 2 |
| Legal Lot Number | 312 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SANDY MUSH |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 2603 |
Source: Buncombe County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 CHANDRA LN, CLYDE, NC 28721-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 2, 2008 · Amount on Record |
| Deed Sale | Jul 2, 2008 · Amount on Record |
| Deed Book / Page | 4584 / 994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 5 CHANDRA LN, CLYDE, NC 28721-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0060371044 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 6037/1044 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,193.00 (+9.21%) | $305,300 (-) Land $51,300 Building $254,000 | $305,300 (-) Land $51,300 Building $254,000 |
| 2024 | $2,008.00 (+3.08%) | ||
| 2023 | $1,948.00 | $305,300 | $305,300 (-) Land $51,300 Building $254,000 |
| 2021 | $305,300 Land $51,300 Building $254,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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