5 Chamberlain Dr, Johnstown, NY 12095 Property Records

Fulton County and Johnstown Town property record for 5 Chamberlain Dr, Johnstown, NY 12095

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1972
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$59,500 (Apr 2003)
Tax Bill$3,223 (2026)
Deeds & MortgagesDec 2025 Mortgage
Feb 2022 Refinance
APN172800 174.16-18-7

Property Details

APN / Parcel Number

Primary APN172800 174.16-18-7
Alternative APNs
  • 280017401600180070000000
  • 02010215000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions130 ft deep x 150 ft wide
PorchSlab
Porch Area576 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02010215000
Street Address5 CHAMBERLAIN DR
CityJOHNSTOWN
StateNY
Zip12095-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block18
Legal Lot Number7.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group1
Census Block1020
Census Tract970601

Owner

5 Chamberlain Dr is owned and occupied by two individuals who bought it in April 2003.

Source: Fulton County and Johnstown Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5 CHAMBERLAIN DR, JOHNSTOWN, NY 12095-3420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST CHOICE FINANCIAL FCU
Feb 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST CHOICE FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2003 · Amount on File
Deed SaleApr 30, 2003 · Amount on File
Deed Book / Page940 / 7
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Property Address5 CHAMBERLAIN DR, JOHNSTOWN, NY 12095-3420
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202594520
DateDec 5, 2025
Instrument2025-94520
Lender
NameFIRST CHOICE FINANCIAL FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term229 Months
DueJan 1, 2045

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Property Address5 CHAMBERLAIN DR, JOHNSTOWN, NY 12095-3420
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202273212
DateFeb 24, 2022
Instrument2022-73212
Lender
NameFIRST CHOICE FINANCIAL FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMar 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 5 Chamberlain Dr was $3,223, up % from the year before.

Source: Fulton County and Johnstown Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
County SubdivisionJohnstown Town
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,223.00 (+0.03%)
2025$3,222.00$66,300 Land $25,100 Building $41,200$141,214 Land $53,461 Building $87,753
2023$66,300 Land $25,100 Building $41,200$130,640 Land $49,458 Building $81,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Chamberlain Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Chamberlain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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