5 Chadwick St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 5 Chadwick St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,318 sqft · built 1900
Lot Size	0.593 acres (25,820 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2000)
Tax Bill	$10,443 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0084 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0084 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	4,294 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,820 sqft (0.593 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	5 CHADWICK ST
City	ACTON
State	MA
Zip	01720-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANK A MERRIAM
Legal Block	84
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1035
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0084 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CHADWICK ST, ACTON, MA 01720-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FEDERAL CREDIT UNION
Aug 08, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
May 31, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2000 · Amount on Record
Deed Sale	Sep 29, 2000 · Amount on Record
Last Transfer Date	May 18, 2023
Transfer Doc	081868-344
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Recording Date	Jun 30, 2026
Property Address	5 CHADWICK ST, ACTON, MA 01720-4306
Document Number	0000079274
Book / Page	85810 / 97
Instrument Date	Jun 05, 2026
Instrument	202679274
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079274,
Date	Jun 30, 2026
Book Page	85810/97
Instrument	202679274

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2041

Interest

Rate	5.72%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Aug 08, 2023
Property Address	5 CHADWICK ST, ACTON, MA 01720-4306
Document Number	081868-344
Book / Page	81868 / 344
Instrument Date	May 18, 2023
Instrument	88851
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHADWICK ST, ACTON, MA 01720-4306

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	5 CHADWICK ST, ACTON, MA 01720-4306
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080534-222
Date	Aug 04, 2022
Book Page	80534/222
Instrument	119386

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	5 CHADWICK ST, ACTON, MA 01720-4306
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71084-334
Date	May 31, 2018
Book Page	71084/334
Instrument	76603

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,443.00 (+2.89%)	$608,900 (-) Land $277,300 Building $331,600	$910,385 (+13.09%)
2024	$10,150.00 (+1.04%)	$608,900 (+6.43%) Land $277,300 Building $331,600	$805,030
2023	$10,046.00	$572,100 Land $252,300 Building $319,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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